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Blog

The Accountants for Growth

Automatic Enrolment for Micro-Employers

Automatic Enrolment for Micro-Employers
A significant number of micro employers still remain unaware of their Auto Enrolment responsibilities despite everything that The Pensions Regulator (TPR) are doing to make them aware of their obligations in good time. 
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Under Insurance

Under Insurance

Under Insurance – If you don’t know what it is, your business is massively exposed...

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Leaving your business

Leaving your business

Every business owner should have a personal exit plan. We sometimes refer to this as a 'starting with the end in mind' strategy.


Whatever thoughts you have concerning the sale of your business, creating and putting into practice appropriate strategies is essential if you want to secure the maximum reward for taking the risk of being in business.

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Changes in the Mortgage Market

Changes in the Mortgage Market

April 26th 2014 saw significant changes in the way lenders assess mortgage affordability with the implementation of the FCA’s (Financial Conduct Authority) Mortgage Market Review (MMR). This review was undertaken as a result of the issues in the market that led to the Financial Crisis experienced in 2008. The significant changes which are being implemented, will see an enhanced focus now being placed on “Responsible Lending”. This will require the mortgage lenders to assess far more fully, the individual mortgage applicant(s) ability to maintain their mortgage repayments both now and, most importantly, in the future. As such it will be incumbent upon Lenders to assess that prospective mortgage borrowers can maintain their mortgage repayments even in the event of increases in interest rates and/or general living costs.

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